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Line of credit payoff calculator bankrate. From a financial perspective, you are much better off taking a new low interest hel (home equity loan) to pay off your high rate second mortgage. One reason not to do so is if, for example, you live in a antideficiency state such as. Home equity loans mortgageloan. Do i swap mortgage for home equity loan? I have been contacted by my bank to obtain a home equity loan to pay off my vs. Home equity loans; home equity loan.
